International Medical Insurance

What is it and who needs it? You may be surprised.

Once we leave the United States, many protections we take for granted vanish. One of these, for most people, is insured medical care. Although high-quality physicians and facilities are available worldwide, your U.S.-based insurance probably won’t pay the bills you incur overseas. And that includes Medicare.

Fortunately, there is a solution that keeps you from remaining stateside. International medical insurance can reimburse emergency expenses, get you to a qualified care facility and even return you home.

International medical insurance: Who benefits?

You may benefit from a health insurance policy for international travel if:

• You have medical coverage in the United States, but your plan is restricted or does not apply outside the country (this is true of the vast majority of plans).

• Your international destination requires a country-specific health plan.

• You are covered by Medicare, which does not provide coverage outside the United States (some Medicare Supplement Plans may include limited international coverage).

What it covers

International medical coverage from MP Global provides reimbursement for unexpected medical costs while traveling outside the United States. Although our plans cover emergencies, they are not limited to life-threatening injuries or illnesses.

Evacuation coverage pays for transportation to an appropriate health care facility when adequate local care is not available. In the event of an emergency, evacuation coverage is available either as a part of a:

• Comprehensive travel plan

• Group travel/medical plan

• Standalone travel plan

When it comes to international medical insurance, there are many options. Take the time to find the policy that’s right for you and your traveling companions.

A SKIER’S STORY: MEDICAL INSURANCE IN A TIME OF CRISIS